body {
	background-image: url(images/flagbkgd.jpg);
	background-position: top;
	background-repeat: no-repeat;
	background-attachment: scroll;
	margin: 225px 0px 10px 0px;
}
#pghd {
	padding: 0px 0px 0px 50px;
}
#mntxt {
	padding: 15px;
}
#return {
	vertical-align: top;
}
h1, h2 {
	padding: 0px;
	margin: 0px;
}
#col1, #col2, #col3 {
	padding: 10px;
}
#footer {
	border-bottom: thin solid #000000;
	border-top: thin solid #000000;
}
a {
	color:#0033CC;
	text-decoration:none;
}
a:hover {
	color:#0033CC;
	text-decoration: underline;
}